Business Loans Made Easy

/.
  • Fast, Easy, and Fair
  • Apply once, gain access to all of our loan types
  • Dedicated underwriters to help find the best options
  • Applying does not affect your credit score
Apply Now
Business Loans Made Easy

Trusted by Businesses Across the Country

We're proud to have helped tens of thousands of satisfied business owners with their capital needs.

Funded in over 16 years
$1 Billion+
With the BBB
A+ Rated
of 5-Star Reviews
100s

How it Works

01

Provide basic business information.

02

Submit our quick application.

03

Choose the option that's best for you.

Business Term Loans

Business term loans provide a borrower with a lump sum up front that is then repaid at regular intervals. These term loans can be set to daily, weekly, monthly and yearly. There are quite a few extra options available like a fixed or floating interest rate.

SBA Loans

An SBA loan is a small business loan offered by banks and lenders, that is partly guaranteed by the U.S. Small Business Administration. SBA loans have tight lending standards and requirements. However, they offer very flexible rates and terms.

Business Line of Credit

A line of credit is a credit facility extended by a bank or other financial institution to a business that enables the customer to draw on the facility when the customer needs funds. A line of credit takes several forms.

Equipment Loans

Equipment loans are loans to buy business equipment. Businesses will often have the need to purchase, replace, repair, or upgrade various kinds of equipment to process, manufacture, or produce their product.

Invoice Factoring

Invoice factoring turns unpaid invoices into fast cash to help finance short-term business needs. This financing option is best for business-to-business (B2B) companies.

Credit Card Processing

Switch to smarter processing and save big, reduce chargebacks and let AI handle the backoffice. It's like another employee who never makes mistakes, doesn't need breaks and works for peanuts.

Join thousands of satisfied business owners.

Get funded in as little as 24 hours.

Michael Helmi

I was blown away off how caring and personal attention my company received from DENNIS C . They made me feel welcome and they had my best interest through the whole process. I would highly recommend them for all your business needs

John Nemeh

Have done multiple loans with Dennis C. The guy goes all out to make it all work. Very professional competent and concerned with maximizing your experience. Will be doing my business with him going forward. 5 stars is not enough!!

Uri Crews

Brandon with First Union took great care of business funding needs. His whole team was professional, responsive and understanding. I would highly recommend their services and look forward to working with Brandon and his team in the future

Joshua Segura

I had the pleasure of working with Carlos Cortez at First Union Lending, and I couldn’t be more impressed with his efficiency and professionalism. Carlos helped secure $60K in funding for my company.

Your business can qualify!

  • Minimum Requirements:
  • Must be a US-Based Business
  • Six Months in business (No startups)
  • $20,000 In monthly bank deposits
  • 600 + Credit Score
  • What you'll need to apply:
  • Basic personal and business details
  • The drive to succeed

Want to get started immediately?

ConsumerAffairs

We have been recognized by ConsumerAffairs and the Orlando Sentinel as one of the Best Business Loan Companies based on our 9 customized funding options.

Some of Our Clients

Subway
Jimmy Johns
24 Hour Fitness

Latest Articles

Perplexity's Bold Chrome Bid: A Game-Changer in the Competitive Browser Market
8/15/2025

In the ever-evolving digital landscape, the battle for browser dominance is a high-stakes game that can redefine the fortunes of tech companies. Recently, the tech world was abuzz with news of Perplexity's audacious bid for Chrome, a move that surprised many industry insiders. However, this bold step was not an isolated event but rather the culmination of a strategic journey that Perplexity had been on for some time. This blog post delves into the intriguing narrative of how Perplexity, a company known for its innovative approaches, had been meticulously hunting for browsers before making its wild bid for Chrome. The Browser Landscape: A Competitive Arena To understand Perplexity's strategic maneuvers, it's essential to first grasp the competitive nature of the browser market. Browsers are the gateways to the internet, and their importance cannot be overstated. Dominated by giants like Google Chrome, Mozilla Firefox, and Microsoft Edge, the browser market is fiercely competitive. Each player is vying for user attention, offering unique features, speed, security, and compatibility to capture a larger market share. For a company like Perplexity, entering this arena required not just innovation but also a deep understanding of user needs and market dynamics. The company's journey towards its Chrome bid was marked by strategic decisions aimed at positioning itself as a formidable contender in the browser space. Perplexity's Initial Forays into the Browser Market Perplexity's interest in browsers was not a sudden development. The company had been quietly exploring opportunities in this domain for some time. Initially, Perplexity focused on developing browser extensions and plugins that enhanced user experience. These tools were designed to integrate seamlessly with existing browsers, offering features that improved productivity, security, and user engagement. This initial foray allowed Perplexity to gather valuable insights into user behavior and preferences. By analyzing data from its extensions, the company was able to identify gaps in the market and areas where existing browsers fell short. This information proved crucial in shaping Perplexity's subsequent strategies. Strategic Partnerships and Acquisitions Recognizing the need for a more substantial presence in the browser market, Perplexity embarked on a series of strategic partnerships and acquisitions. These moves were aimed at bolstering its technological capabilities and expanding its user base. One notable partnership was with a leading cybersecurity firm, which allowed Perplexity to integrate advanced security features into its browser offerings. This collaboration not only enhanced the security of Perplexity's products but also positioned the company as a leader in browser security—a critical factor for users concerned about online privacy and data protection. In addition to partnerships, Perplexity made several strategic acquisitions of smaller browser companies. These acquisitions provided Perplexity with access to innovative technologies and talented teams, accelerating its development efforts and enabling it to offer a more comprehensive browser solution. The Road to the Chrome Bid With a solid foundation in place, Perplexity set its sights on a more ambitious goal: acquiring Chrome. This move was not just about gaining market share but also about redefining the browser experience. Perplexity envisioned a future where browsers were not just tools for accessing the internet but platforms for personalized, seamless digital experiences. The decision to bid for Chrome was driven by several factors. Firstly, Chrome's massive user base presented an unparalleled opportunity for Perplexity to scale its operations and reach a global audience. Secondly, Chrome's robust infrastructure and technological capabilities aligned with Perplexity's vision of creating a next-generation browser. However, the bid was not without its challenges. Acquiring a browser as established as Chrome required significant financial resources and strategic planning. Perplexity had to navigate complex negotiations and regulatory hurdles to make its bid a reality. The Impact of Perplexity's Bid on the Browser Market Perplexity's bid for Chrome sent shockwaves through the tech industry, prompting discussions about the future of browsers and the potential for innovation in this space. If successful, the acquisition could lead to a new era of browser development, characterized by increased competition and rapid technological advancements. For small business owners and digital marketers, these developments hold significant implications. A more competitive browser market could lead to better tools and features that enhance online business operations. From improved SEO capabilities to enhanced security measures, the potential benefits are vast. Moreover, Perplexity's focus on user-centric design and personalized experiences could redefine how businesses engage with their audiences online. By leveraging advanced analytics and AI-driven insights, Perplexity aims to create browsers that anticipate user needs and deliver tailored content, ultimately driving higher engagement and conversion rates. Looking Ahead: The Future of Browsers As Perplexity continues its pursuit of browser dominance, the future of the browser market looks promising. The company's innovative approach and strategic vision have the potential to reshape the digital landscape, offering users and businesses alike a more dynamic and secure online experience. For small business owners, staying informed about these developments is crucial. As browsers evolve, so too will the tools and strategies available for online marketing and customer engagement. By keeping a close eye on Perplexity's progress and the broader browser market, businesses can position themselves to take advantage of new opportunities and stay ahead of the competition. In conclusion, Perplexity's journey from hunting for browsers to bidding for Chrome is a testament to the company's strategic foresight and commitment to innovation. As the browser battle continues to unfold, one thing is clear: the digital landscape is on the brink of exciting changes, and those who adapt will thrive in this new era of connectivity.

Sam Altman Challenges Neuralink: The Future of Brain-Computer Interfaces with OpenAI's Backing
8/14/2025

In a groundbreaking development in the tech world, Sam Altman, the CEO of OpenAI, is reportedly backing a startup that aims to challenge Elon Musk's Neuralink. This move has sparked significant interest and speculation about the future of brain-computer interfaces (BCIs) and the potential implications for the tech industry. This blog post delves into the details of this development, exploring the motivations behind Altman's decision, the potential impact on Neuralink, and what this means for the future of BCIs. The Rise of Brain-Computer Interfaces Brain-computer interfaces have long been a subject of fascination and research, promising to bridge the gap between human cognition and digital technology. BCIs have the potential to revolutionize various fields, from healthcare to communication, by enabling direct interaction between the brain and external devices. Neuralink, founded by Elon Musk, has been at the forefront of this innovation, aiming to develop implantable devices that can treat neurological disorders and eventually enable human-computer symbiosis. Sam Altman's Vision Sam Altman, known for his visionary leadership at OpenAI, has consistently pushed the boundaries of artificial intelligence and its applications. His decision to back a startup that challenges Neuralink aligns with his broader vision of advancing technology for the betterment of humanity. Altman's involvement suggests a strategic interest in diversifying the landscape of BCI development, potentially fostering competition that could accelerate innovation and ethical considerations in the field. The Startup: A New Challenger While details about the startup remain scarce, its emergence as a competitor to Neuralink is noteworthy. The startup is reportedly focused on developing non-invasive BCI technologies, which could offer a safer and more accessible alternative to Neuralink's invasive approach. This distinction could be crucial in gaining public trust and regulatory approval, as non-invasive methods typically pose fewer risks and ethical concerns. Implications for Neuralink Neuralink has made significant strides in BCI technology, but the entry of a new competitor backed by a figure like Sam Altman could present challenges. Increased competition could drive Neuralink to accelerate its development timelines, improve its technology, and address ethical concerns more proactively. Moreover, the presence of a viable alternative could influence regulatory bodies to establish more comprehensive guidelines for BCI technologies, ensuring safety and ethical standards are upheld. The Role of OpenAI OpenAI's involvement in this venture is particularly intriguing. As a leader in artificial intelligence research, OpenAI's expertise could complement the startup's efforts in developing advanced BCI technologies. The integration of AI with BCIs could enhance the functionality and adaptability of these devices, opening new possibilities for personalized and efficient human-computer interactions. OpenAI's commitment to ethical AI development could also play a crucial role in guiding the startup's approach to BCI technology. Potential Benefits and Challenges The development of BCIs holds immense potential for various sectors. In healthcare, BCIs could revolutionize the treatment of neurological disorders, offering new hope for patients with conditions like paralysis, epilepsy, and Alzheimer's disease. In communication, BCIs could enable seamless interaction between humans and machines, breaking down barriers for individuals with disabilities. However, the path to realizing these benefits is fraught with challenges. Ethical considerations, such as privacy, consent, and the potential for misuse, must be addressed. The development of BCIs also requires significant investment in research and infrastructure, as well as collaboration between tech companies, healthcare providers, and regulatory bodies. A New Era for Brain-Computer Interfaces The backing of a startup by Sam Altman and OpenAI marks a significant milestone in the evolution of brain-computer interfaces. This development not only challenges the dominance of Neuralink but also highlights the growing interest and investment in BCI technology. As competition heats up, the pace of innovation is likely to accelerate, bringing us closer to a future where BCIs are an integral part of our lives. In conclusion, the involvement of prominent figures like Sam Altman in the BCI space underscores the transformative potential of this technology. As the landscape evolves, it will be crucial for stakeholders to navigate the challenges and opportunities with a focus on ethical considerations and the broader impact on society. The next few years will be pivotal in shaping the future of brain-computer interfaces, and the world will be watching closely as this exciting field continues to unfold.

Trump's Controversial BLS Nomination: What It Means for Small Business Economic Data
8/13/2025

In a move that has sparked significant discussion, former President Donald Trump has nominated a critic of the Bureau of Labor Statistics (BLS) to replace the recently dismissed head of the agency. This decision has raised questions about the future direction of the BLS and its potential impact on economic data reporting. For small business owners, understanding these changes is crucial, as the BLS plays a pivotal role in providing data that influences economic policy and business decisions. The Role of the Bureau of Labor Statistics The Bureau of Labor Statistics is a key federal agency responsible for collecting, analyzing, and disseminating essential economic information. Its data is used to inform public policy, guide business decisions, and provide insights into the health of the economy. The BLS produces a wide range of reports, including the Consumer Price Index (CPI), unemployment rates, and employment statistics, all of which are critical for small business owners to understand market trends and make informed decisions. The Controversial Nomination Trump's nomination of a BLS critic to lead the agency has been met with mixed reactions. Critics argue that appointing someone who has previously questioned the accuracy and methodology of BLS data could undermine the agency's credibility. Supporters, however, believe that a fresh perspective could lead to improvements in data collection and reporting processes. The nominee, whose identity has not been disclosed in this context, has a history of challenging the BLS's methods, particularly in how unemployment and inflation are measured. This perspective aligns with some conservative viewpoints that argue for a reevaluation of how economic data is reported to better reflect real-world conditions. Potential Impacts on Economic Data The nomination could lead to significant changes in how the BLS operates. If the new head implements changes to data collection and reporting methodologies, it could alter the way economic indicators are calculated. For small business owners, this could mean adjustments in how they interpret economic data and make strategic decisions. For instance, changes in how unemployment is measured could affect perceptions of labor market health, influencing hiring decisions and wage negotiations. Similarly, alterations in inflation measurement could impact pricing strategies and cost management. Implications for Small Business Owners Small business owners rely heavily on BLS data to make informed decisions about their operations. Accurate and reliable data helps businesses plan for the future, manage risks, and seize opportunities. Any changes in the BLS's reporting could have a ripple effect on how businesses operate. 1. Strategic Planning: Businesses use BLS data to forecast economic conditions and plan their strategies accordingly. Changes in data reporting could necessitate adjustments in business plans and strategies. 2. Financial Management: Inflation and employment data influence interest rates and consumer spending, which are critical factors in financial planning. Small businesses may need to reassess their financial strategies in response to new data trends. 3. Market Analysis: Understanding market trends is essential for competitive positioning. Alterations in how data is reported could change market analyses, affecting everything from product development to marketing strategies. Navigating the Changes To navigate potential changes in BLS data reporting, small business owners should consider the following strategies: - Stay Informed: Keep abreast of developments related to the BLS and any changes in data reporting. This will help you anticipate shifts in economic indicators and adjust your strategies accordingly. - Consult Experts: Engage with economic analysts or consultants who can provide insights into how changes in BLS data might affect your business. Their expertise can help you interpret new data trends and make informed decisions. - Diversify Data Sources: Relying solely on BLS data may not be sufficient in a changing landscape. Consider incorporating data from other reputable sources to gain a more comprehensive view of economic conditions. - Adapt Quickly: Be prepared to adapt your business strategies quickly in response to new data. Flexibility and agility will be key to navigating any changes in the economic environment. Looking Ahead: The Future of Economic Data Reporting The nomination of a BLS critic to lead the agency signals potential shifts in how economic data is reported and interpreted. For small business owners, staying informed and adaptable will be crucial in navigating these changes. By understanding the implications of this nomination and preparing for potential shifts in data reporting, businesses can position themselves to thrive in an evolving economic landscape.